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You Choose How to Price It
Surcharge
Explained.
Surcharge adds a small fee to credit card payments, while cash, ACH, or debit payments remain at a lower cost. This approach allows customers to decide how they want to pay and helps you, as the business owner, to reduce processing costs — eliminating them entirely for some merchants.
Lower processing fees.
Encourage customers to choose cash or debit by providing a no-fee option. Surcharging helps offset the cost of credit card processing fees for your business.
Full transparency to the client.
Merchantify ensures surcharge fees are displayed clearly, so customers know their options. No hidden fees, just straightforward pricing.
Customer empowerment.
Choice and flexibility — give your customers the power to choose their payment method. Surcharging offers flexibility and promotes cost-effective transactions.
THE CLIENT CHOOSES HOW TO PAY
YOUR CUSTOMERS PAY THE FEE
Dual Pricing
Customers pay, not you.
Let us explain. With dual pricing, you offer two prices: one for cash, debit, or ACH payments, and a slightly higher one for credit card transactions. This approach helps offset credit card processing costs by encouraging customers to choose the lower-cost payment method, allowing your business to save on fees.
80% of businesses in the US now use this method.
Reduce payment processing costs with Merchantify's compliant dual pricing solution. Drive your costs down by offering transparent pricing options for every transaction.
Increase revenue. Zero cost to you.
Increase revenue. Zero cost to you.
Eliminate hidden processing fees by displaying two clear price options. Customers who choose debit or cash enjoy a no-fee transaction.
Compliance and security.
Stay fully compliant with state laws and credit card brand rules. Merchantify prioritizes compliance and security, protecting your payments from excessive processing fees while leading in merchant advocacy and regulation.
YOU PAY THE FEE
Interchange Plus
This is the traditional way, where you pay the fee.
This model consists of interchange fees set by card networks ensuring you pay only the true cost of processing. Unlock savings with Interchange Plus. Pay the true cost of processing. The average fees for 2024 are between 1.15% to 3.5% all based on such things as the type of card, your transaction volume, your industry, the amount, the processing method and the card network.
A low cost to you to maximize savings.
We will make sure to offer you the lowest processing fees, whereas other companies have you paying outrageous fees. With Merchantify enjoy reduced rates with clear, predictable pricing. Interchange Plus often leads to lower overall fees, helping your business save more.
Transparent pricing.
No hidden fees See exactly what you're paying for. Honest, upfront pricing ensures no surprises or hidden costs. Merchantify keeps everything clear and simple and we ensure full compliance with all regulations, offering a secure and transparent payment processing experience. Know what you’re paying for with Interchange Plus.
mer•chant
[mer′chant] noun
[ME, from French marchant, based on Latin mercari ‘to trade’, from ‘merchandise’]
1 somewhat old-fashioned: someone who buys and sells goods especially in large amounts.
2 a person or business that accepts credit card payments from customers in exchange for goods or services.